Section 3.4

Speeding It Up

If you haven’t read the first book in this series, I hope that you will go back and do so.  Much is said in that text about saving money on a day-to-day basis without hampering your lifestyle.  The single biggest predictor of your portfolio value at retirement is how much you invest in it.  Inflows matter.  Time is another critical factor.  You want as much as possible invested for the longest time possible.  Regular savings, employer matches, and a cool head are the only requisites for reaching your financial goals.

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